Disclaimer and Privacy Policy

Information provided on this site is general in nature and does not take into consideration your personal financial situation. I am not a financial advisor, and information on this site does not constitute financial advice.

While I strive to keep this site accurate, I cannot guarantee that the information is current. I am not liable for any actions you may take as a result of the information on this website.

You should seek independent financial advice suited to your needs.

Always read the Product Disclosure Statement of a product before making a decision.

Privacy Policy


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.


If you leave a comment on our site you may opt-in to save your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

We also use cookies to understand and save users’ preferences for future visits. These are also used to provide data for Google Analytics.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

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